Apply for the NZ Homeowner Cash Out & Refinance Program. Secure a Cash Back Incentive up to $20,000

Find out what you pre-qualify for. (only takes 45 seconds to apply)

(this won't affect your credit report)

Do You Rent Or Own?

Rent

Own

Apply for the NZ Homeowner Cash Out & Refinance Program. Secure a Cash Back Incentive up to $20,000

Find out what you pre-qualify for. (only takes 45 seconds to apply)

(this won't affect your credit report)

Are you a current NZ resident or Citizen?

Yes

No

Other Visa

Are you looking to purchase or refinance?

Purchase

Refinance

How much would you like to borrow?

(An estimate is fine)

Less than $450k

$450k - $649k

$650k - $799k

$800k - $1m

More than $1m

I dont know

Do you have a deposit saved up?

*Including Kiwisaver

I Own a property and have equity

Just starting out, less than $50k

$50k - $74k

$75k - $99k

$100k - $160k

Over $160k

What is the purpose of refinancing?

Better rate/deal

Debt consolidation

Cash out

Another purchase

I don't know

When would you like to take advantage of these savings?

Within a month

In 2 - 5 months

In more than 5 months

Not sure

What is the value of your property? An estimate is fine.

Less than $500k

$500k - $600k

$600k - $800k

$800k - $1M

$1M - $1.5M

Over $1.5M

How long have you been with your current lender?

Less than a year

1-3 years

Over 3 years

What is the current balance of your home loan?

Less than $400k

$400k - $599k

$600k - $749k

$750k - $999k

$1m - $1.5M

More than $1.5M

What is your current Mortgage interest rate?

Less than 4%

4.00% - 4.49%

4.50% - 4.99%

5.00% - 5.49%

5.50% - 5.99%

6.00% - 7.00%

More than 7%

What type of interest rate do you have?

Variable

Fixed

What is your total household annual income?

less than $80k

$80k - $119k

$120k - $149k

$150k - $199k

more than $200k

What is your estimated credit rating?

Excellent

Very good

Good

Average

Below average

What Region are you based in?

We are calculating your results, please enter your details below to receive them.

Enter your email address for Pre-qualification information

Mobile Number (Each application is associated with a mobile phone number so please enter correctly)

Terms & Condition